# 资金明细账单 资金对账单是对商户当日各币种账户余额变动的展示，记账类型包括：VA收款，结算转充值，付款申请、付款失败、账户充值，其他等。不同的币种账户分开展示，按交易流水创建时间正序排列。 **资金明细对账单模板**：[Merchant ID_bill.xlsx]( "[Merchant ID_bill.xlsx") **日终余额对账单模板**：[Merchant ID_daily_fund.xlsx]( "[Merchant ID_daily_fund.xlsx") ::: warning 注意： 资金对账单仅包含账户余额变动明细，不包含详细业务流水明细，如有需要可以查看交易明细账单。 ::: 资金明细账单示例如下： | 账单表头 | 表头描述 | 账单示例 | 枚举 | | ---------------------- | ---------------------------------------------------- | -------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Request Time | 入账时间 | 2024-01-01 10:00:00 | | | Accounting Amount | 入账金额 | -7 | | | Balance | 账户余额 | 447015411 | | | Accounting Currency | 账户币种 | IDR | | | Accounting Type | 记账类型 | Transfer | Freeze Funds：资金冻结 Unfreeze Funds：资金解冻 Defend Apply：抗辩协助 Defend Close：抗辩撤销 Disbursement：代发 Top Up：充值 Transfer：转账 Exchange：换汇 Withdraw：提现 Payment：收单 Refund：退款 Collection：VA收款 Settlement：结算或结算时换汇 Settled：结算到卡或充值 Service Fee：服务费 Others：调账 | | Account Subject | 账户类型 | Settled Payment Account | Settled Payment Account：收单余额户 Disbursement Account：代付余额户 To Be Settled Account：收单待结算余额户 | | Txn Create Time | 交易创建时间 | 2024-09-15 10:00:00 | | | Txn Complete Time | 交易完成时间 | 2024-09-15 10:30:00 | | | Merchant Txn ID | 商户订单号 | A2022030107595914717433 | | | Trade Order ID | 平台订单号 | WD202202282359501838218324 | | | Country | 国家/地区 | ID | | | Txn Amount | 交易金额 | 7 | | | Txn Currency | 交易币种 | IDR | | | Payee Txn Fee | 收款人费用 | 1 | | | Payee Txn Fee Currency | 收款人费用币种 | IDR | | | Payer Txn Fee | 付款人费用 | 0 | | | Payer Txn Fee Currency | 付款人费用币种 | IDR | | | Payee Tax | 收款人税费 | 0 | | | Payee Tax Currency | 收款人税费币种 | IDR | | | Payer Tax | 付款人税费 | 0 | | | Payer Tax Currency | 付款人税费币种 | IDR | | | Remark | 备注 | | | | Failure Reason | 失败原因（扩展字段） | | | | Merchant Name | 商户名称（扩展字段） | | | | Merchant Number | 商户号（扩展字段） | | | | Reference | 商户自定义附加数据 | This is reference | | | Fields to be added | 后续新业务产生时，会在账单后增加新的字段来说明和标识 | | | 日终余额账单示例如下： | 账单表头 | 表头描述 | 账单示例1 | 账单示例2 | 枚举 | 备注 | | -------------------- | -------------------- | -------------------- | -------------------- | -------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Date | 日期 | 2024-02-01 | 2024-02-01 | | | | Account Subject | 账户类型 | Disbursement Account | Disbursement Account | Settled Payment Account：收单余额户 Disbursement Account：代付余额户 To Be Settled Account：收单待结算余额户 | 收单余额户：通过收单业务，并且达到结算周期的资金的账户 代付余额户：通过充值或结算转充值转入，可以用作代发的资金的账户 收单待结算余额户：未到达结算周期及未结算出款的资金的账户 | | Initial Daily Amount | 期初金额 | 10000 | 0 | | | | Inflow Amount | 流入金额 | 2000 | 200 | | | | Outflow Amount | 流出金额 | 1000 | 0 | | | | Final Daily Amount | 日终金额 | 11000 | 200 | | | | Currency | 币种 | KRW | USD | | | | Merchant Name | 商户名称（扩展字段） | | | | | | Merchant Number | 商户号（扩展字段） | | | | |