# Card

**Card Payment** is a payment method that directly disburses funds to the payee's debit or credit card. According to the card network type, it can be divided into two clearing modes: `International Card Networks` and `Local Card Networks`.

- Local Card Networks

    - Localized clearing, processed locally through the local card network, typically only supports transfers within the local area;

    - Fast, near-real-time payment processing.

- International Card Networks

    - Global coverage: Funds can be directly transferred to the recipient's card account via the international card network, covering all countries and regions supported by the international card network.

    - Fast processing time, generally near-real-time (processing time may vary in specific regions depending on the issuing bank).

::: tip  
PayerMax currently supports `local card payments` in some `Asia-Pacific countries and regions`, and plans to integrate more local/international card groups in the future to support your card payment needs globally.
:::

## 1. Adaptation Scenarios

- Instant payroll (for ride-hailing, food delivery drivers, and other freelancers);

- Platform profit sharing and commission payments;

- Cross-border labor and remote work wage settlements;

- Platform digital content creator income;

- Institutional subsidy payments;

- Sharing economy and rental settlements (short-term rental platform landlords receive rental income directly into linked credit cards);

- E-commerce refunds or merchant settlements, etc.

## 2. Ability Recommendation

Card payment capabilities are recommended for partners who wish to expand into the following regions:

| Region       | Country/Region                         | Supported Card Networks |
| ------------ | -------------------------------------- | ----------------------- |
| Central Asia | Kazakhstan                             | `Visa`, `MasterCard`    |
| Tajikistan   | `Korti Milli`, `Visa`, `MasterCard`    |                         |
| Uzbekistan   | `Uzcard`, `Humo`, `Visa`, `MasterCard` |                         |
| Asia Pacific | Taiwan, China                          | `Visa`                  |