# MMC Single Disbursement

## 1. Initiate Payment

- After the merchant completes the contract, open the PayerMax merchant platform.

- The single payment feature is available on the Payments page in the Payments section. Merchants can use this service by clicking **Single Disbursement** to make a payment to a single recipient.

![](https://img-cdn-sg.payermax.com/public/20250903-0f09555b-8f28-4e73-8a67-55313048dad8.png)

## 2. Add Payee

### 2.1 Payee Selection and Creation

- When making a payment to a payee for the first time, you must first **Create payee**.

- Once you've created and saved the payee as a frequently used payee, you can select it directly from the **Existing payee** list the next time you make a payment.

![](https://img-cdn-sg.payermax.com/public/20250903-685ae9a7-c7eb-41f1-844b-cedf1c1e0f7e.png)

### 2.2 Account Detials

- Click Create Payee to access the Account Details page and fill in the payee information.

- Enter the country/region, currency, and payee type, then select the payment method.

- For SWIFT withdrawals, enter the payee account number, name, bank code, and select the fee payment method.

- You can choose whether to save this payee as a frequently used payee account. Click Next to proceed with the withdrawal.

![](https://img-cdn-sg.payermax.com/public/20250903-ed1d19fa-b489-43da-8d11-3ed82190ccf0.png)

![](https://img-cdn-sg.payermax.com/public/20250903-707b24bd-3084-4704-999d-3b7da425a0d2.png)

## 3. Create Payment

### 3.1 Payment Amount

Merchants can select a currency account with a balance (the local currency or USD) to make payments. The payment amount is the actual amount deducted from the merchant's balance. After entering the **Payment Amount**, the **Received Amount** below will display the actual amount received by the payee. Merchants can also enter the **Received Amount** to reverse-calculate the **Payment Amount**.

![](https://img-cdn-sg.payermax.com/public/20250903-5fe78f87-f6df-4c87-8fbd-759c38bf1dea.png)

### 3.2 Confirm Payment Information

- The left window displays **Payee Information**, **Payment Amount**, **Arrival Time**, **Cost Bearing Model**, **Estimated Fee**, and **Recevied Amount**, used to confirm the final payment information.

- In the right column, you need to enter the **Payment Purpose** for the payment. **Payment Postscript** and **Payment Remark** are optional.

![](https://img-cdn-sg.payermax.com/public/20250903-a5e064e1-d6db-4106-aa09-97ddde2a7168.png)

### 3.3 Complete Payment Creation

Click the **Submit** button.

## 4. Disbursement Approval

If you have previously enabled payment approval permissions in the **Menu Management** and added approvers in the **Users**, the transaction will enter the pending approval process, and the approver's email address will receive an approval notification (the same applies to batch disbursement approval).

![](https://img-cdn-sg.payermax.com/public/20250903-0e0a3556-7c01-49e8-9246-303ced2b5f7e.png)

![](https://img-cdn-sg.payermax.com/public/20250903-77bce670-47bb-4315-99af-97dceab07667.jpg)

### 4.1 Enter Approval Page

- In the **Payment Management** section of the **Payment Approval** section, open the **Single Approval** page, click **Payment Approval**, and view the **Payment Details**.

![](https://img-cdn-sg.payermax.com/public/20250903-e7df4a27-fe3c-4081-99c3-6b7cc0c99fba.png)

### 4.2 View Details

- The **Payment Details** page displays the **payee**, **transaction information**, and **order timeline**. After reviewing, the merchant can choose to **approve** or **reject** the payment.

![](https://img-cdn-sg.payermax.com/public/20250903-4943b2a0-724c-47ee-b992-1c3e48c01abf.png)

## 5. Single Payment Query

### 5.1 Enter the page

- Open **Payment** in **Disbursement** and click **Single Payment Query** . Merchants can view the **Payment Status** of initiated transactions and take appropriate actions for transactions in the **Pending Materials** or **Pending Approval** status.

![](https://img-cdn-sg.payermax.com/public/20250903-a089e763-35a5-41a6-9eec-c161df0b39de.png)

### 5.2 Payment Details

- Click on a payment order entry to enter the **Payment Details** page, where you can view the **Timeline** and **Transaction Information**.

![](https://img-cdn-sg.payermax.com/public/20250903-12a3d6a6-7d5a-462a-a463-254aeb5de933.png)