Introduction
PayerMax supports payment in multiple scenarios, and provides appropriate payment solutions based on the merchant's specific business scenarios. PayerMax's payment channels cover 100+ countries, 20+ languages, and 200+ global mainstream payment methods and local mainstream payment methods, such as bank cards (credit cards, debit cards), e-wallets, convenience stores, operators and other payment methods, which can meet the merchant's global acquisition needs.
Merchants can connect to relevant reconciliation, settlement, transaction management and other services through the PayMax cashier or API, and implement ordering and payment operations using different payment methods for users from both mobile and PC terminals.
1. Features
Close to local payment methods and experiences
- Support 200+ payment methods, provides competitive local payment capabilities, and supports local card groups such as Mada, Knet, etc.
- Support 70+ payment currencies
- Support Localized cashier guide
- Provide real-time exchange rate quotes
Extremely simple docking process
- No integration required to meet diverse business scenarios
- Provide one-stop products such as link payment, platform payment, etc.
- Extremely fast docking experience, providing one-to-one guidance
Ultra-fast settlement experience
- Can be configured to automatically recharge the settlement amount to the withdrawal account for localized distribution
- Real-time merchant platform can view relevant bills
Powerful risk control and anti-fraud system
- 24-hour transaction monitoring, real-time interception of fraudulent orders
- Real-time response for abnormal orders
2. Integration Mode
PayerMax payment acquisition docking supports multiple integration modes, including Cashier Payment (divided into Full Payment Method Cashier and Designated Payment Method Cashier), Direct-API, Front-end Components, Tokenization, PayBylink, etc. Merchants can choose the appropriate docking mode according to their own business scenarios.
| Integration Mode | Description | Requirements | Features |
|---|---|---|---|
The merchant only needs to provide a checkout entry. After the user clicks it, they will be redirected to the PayerMax Hosted Payment Page to select a payment method and confirm payment | / | Low development, complete display of payment methods; but merchants cannot control whether payment methods are displayed | |
The merchant side provides payment method selection. After the user confirms the payment method to be used at the merchant cashier, he/she can enter the payment process | Supports payment methods such as wallets that jump directly to the institution page, and PayerMax cashiers with card payment/ApplePay still open | Merchants implement their own cashier page, and whether payment methods are displayed is controllable | |
For merchants who have their own payment counters, including payment method selection and payment element collection, they can complete the payment process by simply connecting to PayerMax's payment API | PCI qualification is required | Merchants save all data by themselves, and cashiers can implement it flexibly; there is a certain amount of development work | |
PayerMax's pre-built payment UI solution is used to securely accept payments on the merchant's website. Using the front-end component will not pull up the PayerMax cashier, but will embed the card/ApplePay component anywhere on the merchant's product page | Only supports ApplePay and card payments currently | It can be embedded anywhere on the merchant page, perfectly matching the page theme, without having to pull up the PayerMax cashier, which requires a certain amount of development work | |
A convenient offline-to-online payment product that provides a "minimalist" digital sales solution for overseas merchants. Generate a short link or QR code, and the user will enter the Full Payment Method Cashier after opening the link or scanning the code | / | No code development is required | |
After the first normal payment using PayerMax, paymentTokenID will be returned. The merchant server will pass the paymentTokenID when placing an order. The user only needs to enter CVV to complete the payment. | / | Non-sensitive data replaces sensitive data to enhance transaction security |
3. Payment Methods
PayerMax's collection products provide high-quality payment methods and payment method recommendations for business scenarios in the covered countries and regions, including: Wallet, Bank transfer, Carrier Biliing, Pre Paid, OTC, Net Banking, Real-time Payment, etc. For more information, please refer to [Payment Method List].