Introduction

PayerMax Global Payments is a solution for merchants to make bulk payments to individual users, suppliers, or partners. Merchants can access PayerMax Global Payments and its partner banks without having to open a local bank account. PayerMax provides payment services to merchants in over 150 countries and regions, accepting over 40 currencies and major global payment methods.

1. Product Advantages

• Fast Fund Arrival: Covering over 150 countries, supporting over 70 local currencies. With access to multiple channels, including wallets, bank accounts, and real-time clearing, 90% of transactions are credited within an hour, meeting the needs of high-concurrency businesses.

• Higher Success Rate: A pre-format verification mechanism automatically identifies incorrect account formats and incomplete information, resulting in a consistently high success rate of over 99%, significantly reducing the risk of channel return.

• More Stable System: Highly concurrent processing capabilities and an automatic batching mechanism prevent delays, backlogs, or failures during holidays or peak promotions.

• Strong Compliance: Supports RFI document output with standard templates, helping customers comply with multinational regulatory requirements and preventing risks such as withdrawal delays and account freezes.

• More Secure Funds: Payment status is confirmed by the platform. Even if there is a dispute regarding the channel status, PayerMax ensures that customers do not lose funds. No additional fees are charged for payment failures or return.

2. Payment Methods

• Bank Transfer

  • SWIFT

  • SEPA

  • Local Bank Transfer

• Wallet

• Card

• Cash

• Carrier Billing

3. Docking Form

Merchants can choose to initiate batch payment transactions on the Merchant Platform (MMC) or integrate payment functionality with PayerMax through the API Integration.

3.1 Use PayerMax Merchant Platform

PayerMax's global payment service helps merchants quickly and easily enable payment capabilities, requiring no technical integration. Merchants can simply upload a file containing transaction information (up to 10,000 transactions per file) to initiate batch transactions, improving payment efficiency. Payments made through the PayerMax merchant platform support both Single Disbursement and Batch Disbursement.

3.2 API Integration With PayerMax

PayerMax's global payment service offers a payment application API that integrates multiple payment methods across multiple countries and regions, helping merchants improve access efficiency. This API requires technical integration with PayerMax to streamline manual processes. Merchants can flexibly use this API based on their specific business scenarios, selecting the most appropriate payment method based on transaction amount, payment arrival time, and other factors. For information on using the API for payment, please refer to API Integration and API Payment Application.