API

1.Integration Steps

1. Merchants collect user payment account information on their own websites or apps, and the required elements for each country, payment method, and target institution can be specifically referred to:Disbursement Application Template and Filling Instructions

2. Use the Create Disbursement API to make payments to the user's receiving bank or electronic wallet account.

3. PayerMax will respond immediately upon receiving the request. If the request parameter is valid, it will return the status of "PENDING", which means that the payment request is being processed; If there is an error in this request, specific information will be provided through error description feedback.

4. PayerMax will asynchronously push the payment result of the order to the merchant's specified callback URL through the callback interface.

5. Merchants can also proactively call the order query interface to obtain order details.

6. Payment is irrevocable and cannot be withdrawn once initiated.
   

2.Order Idempotency Verification

When the merchant submits a payment request, the order number submitted must be guaranteed to be unique.

If PayerMax identifies a merchant requesting the same order number, it will return a duplicate order and the current status of the order.

3.Interface Parameters

For details, please refer: API