Introduction

PayerMax Hosted Payment Page refers to the H5 payment page that PayerMax has built (Pre_build), and has been carefully optimized on its conversion page. Merchants do not need to develop the checkout page, which is entirely provided by PayerMax. The page can be adapted according to the device, greatly simplifying merchant integration and supporting merchants to quickly go online.

1. Applicability

• Applicable to APP or web merchants, or merchants with multi-terminal devices;
• With a small amount of connection cost, new payment methods can be supported with little or no changes;
• No PCI-DSS compliant required.

2. User Flow Introduction

Standard cashiers are divided into the following two types, which can be selected according to your cashier display.

2.1 Full Payment Method Cashier

The merchant only needs to provide a checkout entrance, and after clicking it, the user will be redirected to the PayerMax Hosted Payment Page for payment method selection and payment confirmation.

2.2 Designated Payment Method Cashier

The merchant side provides payment method selection, and users can enter the payment process after confirming the payment method used at the merchant's cashier.

3. Recommended Payment Methods

PayerMax's pre-built standard cashier includes payment method recommendation capabilities. It will recommend payment methods based on the user's historical payment behavior or preferences, shortening the user's selection time, and improving payment efficiency and success rate.

4. Integrated Mode Features

4.1 Performance

• Adaptive payment to multiple devices: Adaptive payment to multiple devices including PC, mobile, and tablet.
  
• High-Performance Resource Compression Algorithms: Through algorithm technologies such as data compression, cache optimization, parallel loading, and self-adaptation, the loading time of the checkout counter is effectively reduced.
  
• Seamless Local Connectivity: Seamlessly integrate with local channel capanilities. Delivering high-speed, uninterrupted payment services worldwide.
  
• Optimized Performance in Low-Bandwidth Environment: Offers optimization solutions for challenging 3G network conditions of emerging markets.
  

4.2 Display of Payment Information

• Display Additional Merchant Logo: Customize checkout page without losing customers due to confusion.
  
• Highlighting Payment Amount Information: Make your customers feel more protected through highlighting sensitive order information.
  
• Support Displaying Payment Discounts and More: Easily expand additonal order information, such as VAT, Transaction fees, and more.
  
• Payment Guide: Provide more detailed user guidance, adapt to localized languages and support clicking "More info" to view all order information in the pop-up layer.
  
• Effortless Navigation with QR Codes and URLs：Pay with alternative QR codes and URLs in various browsers.

4.3 User Page Interaction

Card Transactions

• Page Display Level: Hierarchy harmony of recommended and added cards, putting them on the same page which makes it easier for users to switch and focus.
  
• Real-time bank card verification: Support users to conduct real-time bank card verification, identify incorrect card information in advance, and prevent transaction failures.
  
• Account List Display: Effortlessly browse from used card account history list, with default display settings.
  
• CVV Filling Method: Users can enter CVV directly on the card payment page, without the need for pop-up windows.

Effortless Verfication Code Management

• Intuitive Verification Code Exchange: The sending and receiving of verification codes gradually appeared, and the information became more focused.
  
• Verificaiton Codes Handling: Supports modifying the mobile phone number during the verification code receiving process, making it easy to deal with the scenario of incorrect mobile phone number input; distinguishes between mobile phone number errors and verification code errors, and displays specific guidance.

Percision Payment Guidance

• Payment Guidance Experience: According to different payment processes, use scenario-driven interactions, instructive visuals, and localized languages to provide targeted user guidance.

4.4 Page Visual Perfection

The page of Checkout is concise and focused and it supports dark/light themes and customized UI styles (including merchant logo, payment method sorting, theme color, border circle corners and button styles, etc.)