Payment Method Type and Target Organization
The payment method type and target organizations currently supported by the disbursement service are divided into the following types:
| Payment Method Type | Target Organization Description |
|---|---|
| WALLET | The wallet needs to be specified in the targetOrg |
| CASH | The specific disbursement organization needs to be specified in the targetOrg |
| CARD | No need to specify the target org, automatically identified by the card number |
| BANK_TRANSFER | The requirements are different in different countries, which are divided into two modes: 1. Need to specify the target org: specify the bank of the payee, see 【Disbursement Application Template and Filling Specifications-Target Org List】 2. No need to specify the org: automatically recognize through the bank account or bankCode parameter |
| The target institution (targetOrg) and the bank code (bankCode) both represent the bank information of the payee. Target institution:PMmax defines the bank code separately. For example, Bank of China, the target institution of PMmax may be called ABC Bank code:the bank code in the payment element information is a globally unified code or a unified code of the country and region, and PMmax does not define the bank code separately.For example, Bank of China,SwiftCode is BKCHCNBJ If it is mandatory to pass: (1)The country that defines the target institution,and targetOrg is a required field in the interface.In this case, the bankCode can be omitted. (2)The country of the target institution is not defined. If the bank code is collected in the payment elements, it needs to be Fill in the information into the bankCode field. | |
| ATM_CARD | The bank needs to be specified in the targetOrg |
| CARRIER_BILLING | According to the needs of the merchants, two modes can be supported: 1、Specify the target org: directly specify the operator corresponding to the payee's mobile phone number, see 【Disbursement Application Template and Filling Specifications-Target Org List】 2、Without specifying the target org: According to the payee's account number (accountNo) for automatic matching |
| REALTIME-PAYMENT | There are two specific modes based on different requirements in different countries: 1、Need to specify the target org: Specify the specific bank for the payee, see 【Disbursement Application Template and Filling Specifications-Target Org List】 2、No need to specify the org: Fill in the corresponding clearing system name, such as FPS for Hong Kong and PAYNOW for Singapore |